The Gambia Residency by Investment

The Gambia’s Residency by Investment pathway offers foreign investors, entrepreneurs, and internationally mobile families a straightforward way to secure residence in West Africa’s most accessible English-speaking country.The Gambia’s Residency by Investment pathway offers foreign investors, entrepreneurs, and internationally mobile families a straightforward way to secure residence in West Africa’s most accessible English-speaking country.

Unlike European “Golden Visa” programs that require large capital commitments, The Gambia focuses on practical business activity and local economic participation. Investors qualify by establishing or supporting a business, registering for tax, and demonstrating legitimate funds to sustain their stay.

There is no fixed minimum investment threshold. Instead, applicants are assessed on their business contribution, financial stability, and good character. Typical steps include obtaining a Residence Permit, Alien ID, Taxpayer Identification Number (TIN), and Driver’s License.

Successful applicants can secure all residency documents in as little as five working days once pre-approval has been granted. Permits are renewable, with the potential for long-term settlement. Naturalization is possible after 15 years of residence (or 7 years if married to a Gambian citizen).

With its concierge-supported process, family inclusion benefits, and affordable cost of living, The Gambia provides a unique gateway for those seeking diversification in West Africa while enjoying a safe, liberal, and culturally vibrant environment.

The Gambia Residency by Investment program is ideal for entrepreneurs, investors, and globally mobile individuals looking to establish a secure foothold in West Africa. With its business-friendly policies and flexible entry requirements, The Gambia offers opportunities for those seeking a practical base in a stable, English-speaking democracy.

It is best suited for investors who wish to diversify beyond traditional hubs, tap into emerging African markets, or benefit from tax incentives through Special Investment Certificates (SIC). The program also appeals to individuals seeking a “Plan B” residence option in a safe and affordable country.

Families benefit from the program’s inclusive approach, which allows spouses and dependent children to be part of the application. Access to healthcare, education, and a relaxed coastal lifestyle make The Gambia especially attractive for those prioritizing quality of life at a lower cost.

For investors interested in long-term security, The Gambia offers a pathway to citizenship by naturalization after several years of residence, creating the foundation for future opportunities in West Africa and beyond.

To qualify for The Gambia Residency by Investment service, applicants must meet the following requirements:

• Be at least 18 years old with full legal capacity
• Hold a valid passport with at least six months’ validity
• Maintain a clean criminal record (police clearance required)
• Provide a CV with details of professional or business background
• Demonstrate proof of funds and legitimate source of wealth
• Be prepared to make a modest business or economic contribution in The Gambia
• Hold valid health insurance covering your stay
• Be physically present in The Gambia for the application process (about 5 working days)
• Eligible to include family members: spouse and dependent children under 18 in a single application

Gambia Residency by Investment Program Document Checklist

Applicants must prepare and submit the following documents for The Gambia Residency by Investment program. Some items can be pre-submitted, while others may be finalized during your visit.

• Valid passport: for the main applicant and included family members, with at least six months’ validity
• Curriculum Vitae (CV): outlining professional and business background
• Police clearance certificate: from the applicant’s country of origin or current residence (can be submitted later if not immediately available)
• Proof of source of wealth: bank statements, financial records, or other documentation verifying legitimate funds
• Proof of financial means: evidence of sufficient resources to support yourself and dependents during your stay
• Health insurance policy: valid for at least one year, covering The Gambia
• Application forms: completed with the support of NTL Trust and local authorities
• Biometric photographs: recent, passport-sized photos as required for official documents

What NTL Trust Handles for You

• Concierge assistance from the moment you land at Banjul International Airport
• Pre-approval of your documents with local authorities to save time on arrival
• Certified translations and legalization support if needed
• Coordination of your Residence Permit, Alien ID, Tax ID, and Driver’s License applications
• Assistance with local registrations such as SIM cards and banking setup
• Accompaniment to all official appointments to ensure a smooth process
• VIP support for hotel bookings and ground logistics during your stay
• Ongoing renewal support to maintain your residency status over time
• Guidance on the long-term pathway to naturalization and citizenship

Obtaining Gambian citizenship is possible through naturalization, but it requires long-term residence and a demonstrated commitment to the country. While The Gambia does not currently offer a direct citizenship-by-investment program, residency can lead to citizenship over time.

Key Pathway:

• Hold legal residency in The Gambia for 15 years → apply for citizenship by naturalization
• Shorter route: After 7 years of residence if married to a Gambian citizen

Requirements for Naturalization:

• Valid residence permits maintained over the required period
• Continuous legal stay with annual renewals completed on time
• Demonstrated good character and a clean criminal record
• Adequate integration into Gambian society
• Proof of sufficient means to support yourself and your family without relying on public assistance

Benefits of Portuguese Citizenship:

• Gambian passport with visa-free or visa-on-arrival access to 65+ countries
• Right to live, work, and invest freely in The Gambia as a citizen
• Inclusion in ECOWAS regional mobility, granting easier access across West Africa
• Ability to pass citizenship to future generations

The information provided on this page is for general informational purposes only and does not constitute legal, financial, or tax advice. While NTL Trust strives to ensure the accuracy and reliability of the information, laws and regulations regarding immigration, residency, and taxation are subject to change without notice and may vary by individual circumstances.

NTL Trust is not a law firm and does not provide legal representation. All residency and investment services are conducted in compliance with applicable Gambian laws and in coordination with licensed local professionals and government-authorized partners.

Residency approval is at the discretion of the Gambian immigration authorities and cannot be guaranteed. Applicants are solely responsible for ensuring the accuracy and authenticity of the documents submitted as part of their application.

We recommend that prospective applicants seek independent legal and financial advice tailored to their individual situation before making any decisions regarding immigration, investment, or relocation.

NTL Trust disclaims any liability for actions taken based on the information provided herein.