Real Estate Hub

Should you choose the real estate route on your path to citizenship by investment, we are here to support you in finding top-tier, locally approved properties that offer the best return on investment potential and exceptional quality.

We specialize in guiding you through the selection of the ideal residence and citizenship investment programs while assisting you in acquiring the perfect property tailored to your specific requirements. Our primary objective is to locate outstanding real estate in highly coveted global destinations, granting you the opportunity to obtain residency or citizenship in your preferred country.

Why real estate?

Opting for real estate in a citizenship by investment program presents a compelling advantage over a straightforward donation. Beyond the inherent benefits of contributing to a country’s development, investing in real estate offers the potential for a return on investment. Unlike a one-time donation, real estate assets can appreciate over time, providing a sound financial foundation for the future.

Additionally, real estate investments grant you the flexibility of having a place to reside or vacation in times of global uncertainty or crisis, ensuring both practicality and security in your investment choice. Thus, real estate not only contributes to your desired citizenship but also enhances your financial portfolio and offers a tangible refuge during turbulent times.

Why is your real estate journey safest with NTL Trust?

Antigua and Barbuda

When discussing the real estate market in Antigua and Barbuda, it’s all about embracing the island lifestyle. Owning a piece of paradise and the associated way of life is a dream for many real estate buyers. However, the potential for profitability is also a significant factor in the decision-making process.

Antigua and Barbuda offer some of the most sought-after properties in the Caribbean, making it an enticing destination for real estate investment. Consequently, there has been a notable surge in interest from foreign buyers in the nation’s real estate sector in recent years. Investing in Antigua and Barbuda’s real estate market offers not only a unique lifestyle but also a valuable experience.

Single Investor(1):
US$ 200,000
Single Investor(2):
US$ 400,000
Two joint Investors starting at:
US$ 400,000 (each providing at least US$ 200,000)
GOVERNMENT FEES
Up to four Family Members:
US$ 30,000
Each additional Member:
US$ 15,000
Additional Family member:
US$ 15,000
DUE DILIGENCE FEES
Investor:
US$ 7,500
Spouse:
US$ 7,500
Passport Fee per Person:
US$ 300
Real Estate holding period:
5 yrs
Legal & Escrow:
1-2%*

FAQ

Yes, foreign nationals need a non-citizen’s landholding license. However, if the client is applying for citizenship through the Antigua and Barbuda Citizenship by Investment Program, the license is not required.

It is not necessary to open a bank account during the purchase process, however having an island-based bank account comes in handy after the approval of the citizenship and proves useful for clients especially in case they take a real estate route.

The purchaser is responsible for third-party legal transfer or closing fees, amounting to 1% of the purchase price. Additionally, they must pay the nation’s standard purchaser’s stamp duty, which is set at 2.5%.

Under normal circumstances, the estimated return on investment ranges between 2.5% and 3%. However, this may vary due to external factors, such as the challenges posed by the Covid-19 pandemic in 2020.

Dominica

Dominica’s infrastructure is designed for sustainability and is attuned to the natural environment. The government actively promotes eco-tourism and sustainability initiatives, shaping the real estate landscape with an emphasis on luxury properties like family homes and riverside hotels nestled amidst lush forests. The existing resorts are small in scale, leaving ample room for potential beachfront developments.

The real estate market in Dominica has displayed stability and growth in recent years. To ensure the viability of projects under the Dominica Citizenship by Investment Program, the government has intentionally restricted the influx of real estate investments into the country. Consequently, only a limited number of small-scale luxury developments are available to foreign investors through the program.

To qualify for the real estate option, the investor (or family) must enter into a contract to purchase real estate worth US$ 200,000 or more.

Investment amount (family of 4 with 2 children under 16)
Real Estate purchase:
US$ 200,000
Government Fee (Family of up to 4):
US$ 35,000
Due Diligence Investor:
US$ 7,500
Due diligence spouse:
US$ 4,000
Due diligence children under 16:
US$ 0
Processing Fee per application:
US$ 1,000
Certificate of Naturalization:
US$ 1,000 (US$ 250 per person)
Passport issue Fee:
US$ 800 (US$ 200 per person)
TOTAL INVESTMENT
US$ 249,300*
*Professional fees for citizenship processing are required for all applications and will vary depending on the number of dependents and application complexity.

FAQ

Acquiring immovable property in Dominica is a straightforward process involving a standard purchase agreement between the buyer and the seller, with uncomplicated transfer laws in place.

No, there are no restrictions on foreign buyers acquiring real estate in Dominica.

No, successful applicants are not required to open a bank account on the island for property purchase.

Grenada

Grenada, often referred to as the “Spice Isle” due to its lush vegetation and fragrant spice plantations, offers a captivating blend of natural beauty and real estate perks. The island’s real estate market is a treasure trove for those seeking not just a property but an enchanting way of life. From stunning beachfront villas that open up to crystal-clear Caribbean waters to secluded hillside retreats surrounded by tropical forests, Grenada’s real estate offerings are as diverse as its breathtaking landscapes.

The Grenadian citizenship program presents an accessible pathway to acquiring a second passport with a US$ 220,000 property investment. Notably, Grenada stands out as the sole Caribbean nation holding the coveted E-2 visa treaty with the United States, enabling its citizens to apply for non-immigrant visas and reside in the U.S. This presents an exceptional opportunity, especially considering that many countries lack an E-2 treaty with the U.S. With Grenadian citizenship, you can subsequently apply for a USA E-2 Visa after 3-year period of holding the citizenship.

Moreover, this program allows for the inclusion of children and parents under a single application.

To qualify, the applicant must invest in approved real estate with a minimum value of US$ 220,000*.

The process of obtaining Grenada Citizenship by Investment usually takes 3-6 months. The applicant must enter into a sales and purchase agreement with an approved real estate project and transfer reservation Government fee which is typically 10% but can vary according to the developer investment to an Escrow account controlled by an on-island attorney. Once it is done, the authorized agent submits applications and required documents to them and receives the Approval and the Certificate of Naturalization. With these documents on hand, the authorized agent submits a request for passport. *Government fees such as due diligence, processing and application fees are due when submitting the application. However, full investment (whether donation or real estate) is required after pre-approval is received.

Investment amount (Family of 4 with 2 children under 17)
Real Estate purchase:
US$ 220,000*
Government Fee for Family of 4
US$ 50,000
Due Diligence Investor:
US$ 5,000
Due Diligence Spouse:
US$ 5,000
Application Fee for Family:
US$ 1,500 (per person)
Processing Investor:
US$ 1,500
Processing Spouse:
US$ 1,500
Processing fee:
US$ 1,500 per person aged 18
Processing Children under 12:
US$ 500 (per person)
Passport Fee:
US$ 200 (per person)
Oath Fee:
US$ 18,6 (per person)
VAT For Escrow Fees Amount:
US$ 1,950
*US$ 220,000 investment refers to shared ownership in real estate. The real estate holding period for US$ 220,000 investment option is five years. For Sole ownership the investment amount must be US$ 350,000+

FAQ

The real estate must be a government-approved project, which often includes luxury resorts, hotels, or residential developments. It’s essential to select a property from the government’s approved list.

To maintain your citizenship, you are required to hold the real estate investment for at least five years from the date of purchase.

No, it is not mandatory to visit Grenada during the application process. However, you may choose to visit the island to explore your investment options or attend the required due diligence interview.

Yes, in addition to the property investment, you will be responsible for fees such as legal fees, application fees, and processing fees, which may vary depending on your family size and other factors.

St. Lucia

Saint Lucia offers a captivating array of beautiful real estate options that seamlessly blend luxury with the island’s stunning natural beauty. From elegant beachfront villas that open onto the Caribbean’s azure waters to secluded hillside estates nestled amidst lush tropical forests, Saint Lucia’s real estate offerings are a testament to its unparalleled charm. Whether you’re seeking a tranquil retreat or an investment in a thriving eco-tourism industry, the real estate in Saint Lucia is designed to complement the island’s breathtaking landscapes.

In addition to the swift and uncomplicated application process, the program presents a diverse array of investment choices, with a minimum of US$ 200,000 for government approved real estate for five years. Saint Lucia’s excellent connectivity, including multiple air links and direct flights, ensures easy access to Europe and other regions around the world and makes real estate possession extra lucrative.

Investment:
US$ 200,000
GOVERNMENT FEE
Main applicant:
US$ 30,000
Main applicant and spouse:
US$ 45,000
Each additional dependent under 18:
US$ 5,000
Each additional dependent aged 18 or over:
US$ 10,000
DUE DILIGENCE
Investor:
US$ 7,500
Spouse:
US$ 5,000
Processing Fee for main applicant:
US$ 2,000
Processing Fee per each dependent:
US$ 1,000

FAQ

The real estate must be part of a government-approved project that align with St. Lucia’s tourism and economic development goals.

Yes, in addition to the property investment, you may incur fees such as due diligence fees, government application fees, legal fees, and any agent fees if you choose to work with an authorized agent.

Yes, the program allows for the inclusion of dependent family members, including a spouse, children, and sometimes parents or siblings under 18, under a single application.

The processing time can vary, but it generally takes several months, with factors such as due diligence checks and application volume influencing the timeline.

St. Kitts and Nevis

St. Kitts and Nevis comprises two enchanting Caribbean islands adorned with unspoiled beaches and lush tropical scenery. This destination boasts a rich and diverse cultural heritage, influenced by African, British, Carib, and French traditions. With its excellent connectivity to Europe and North America, it presents an enticing opportunity for those seeking a second home in the Caribbean.

Real estate in St. Kitts is a dynamic and appealing market, characterized by a blend of luxury and natural beauty. This Caribbean gem offers a range of property options, from beachfront villas with panoramic ocean views to secluded estates nestled amidst the island’s tropical landscapes. The island’s political stability and robust legal framework make it a trusted destination for real estate investments, where buyers can not only own a piece of paradise but also gain access to a welcoming and vibrant community.

REAL ESTATE
Investment:
US$ 400,000
Real Estate Application Fee:
Main applicant:
US$ 25,000
Spouse:
US$ 15,000
Each additional dependent under 18:
US$ 10,000
Each additional dependent aged 18 or over:
US$ 15,000
The Real Estate Investment Option has been sub-divided into 2 programs:
  • Approved real estate projects with a minimum investment of US$ 400,000 (resaleable after 7 years)
  • Approved private homes (resaleable after 7 years) with a minimum investment of:
    • US$ 400,000 in a condominium or
    • US$ 800,000 in a single-family dwelling house
GOVERNMENT FEES
Due diligence fee:
  • Main applicant: US$ 10,000
  • Each dependent over the age of 16: US$ 7 500
Application Fee:
US$ 250 per person
Passport Fee:
US$ 350

FAQ

The minimum investment for real estate in the program typically starts at US$ 400 000 or more, depending on the specific project and the number of applicants included in the application.

The real estate must be part of a government-approved project, often including high-end properties that align with the country’s tourism and economic development objectives. Approved Private Home are allowed

  • The minimum investment in a condominium unit designated as an Approved Private Home is US$ 400,000.
  • The minimum investment in a single-family private dwelling home designated as Approved Private Home is US$ 800,000.

The typical requirement is that you hold the real estate investment for at least seven years to maintain your St. Kitts and Nevis citizenship. Private homes cannot be resold to CBI applicants.

Yes, in addition to the property investment, you may incur fees such as due diligence fees, government application fees, legal fees, and any agent fees when you choose to work with an authorized agent.

Türkiye

Türkiye is a prominent transcontinental nation strategically situated with coastlines along three seas. As a sought-after tourist destination, Türkiye’s geographical location fosters connectivity to vital markets through its exceptional transportation networks. While Ankara serves as the capital, Istanbul, the country’s largest and most influential global city, stands as Türkiye’s primary hub for commerce and culture.

Investing in real estate in Türkiye offers a multitude of advantages. Firstly, it provides a gateway to one of the most strategically positioned transcontinental countries in the world, with thriving cities and beautiful coastal regions. Türkiye’s real estate market has displayed steady growth, making it a sound investment choice. Türkiye’s real estate market offers a diverse range of properties, from stunning beachfront residences to historic city apartments, catering to a wide range of preferences. Whether for personal use, rental income, or long-term investment, Türkiye’s real estate sector combines potential for financial gain with the allure of a rich cultural and historical heritage.

Real Estate Investment
The acquisition of property in Türkiye is the most popular investment choice under the Turkish citizenship by investment program. Investors can purchase residential, commercial, or land assets, provided they meet the minimum investment requirement. Investors are free to choose any real estate property they like on the condition it has not been used to obtain Turkish citizenship by someone else in the past.

Investment minimum:
US$ 400,000
Initial deposit:
10%
Real Estate holding period:
3 yrs
Legal & Escrow:
1-2%*
Due Diligence:
US$ ?
Health insurance:
varies
Letter of conformity:
US$ 150-250
Residency permit:
US$ 300 per person
Passport Fee:
US$ 150 per person

FAQ

Foreign investors can acquire properties and certain real rights, covering up to 30 hectares of land. The total area of properties owned by foreign nationals cannot exceed 10% of the surface area of the property’s respective district. Furthermore, acquisitions in military forbidden zones, as per Law No. 2565 on Military Forbidden Zones and Security Zones, are restricted.

A title deed fee is levied at a rate of 2% of the disposal value, payable separately by both the buyer and seller. The value cannot be less than the amount indicated in the appraisal report, reflecting the actual property value. Additionally, a small circulation capital fee is charged to the buyer, with the specific amount to be announced in a new tariff.

No, buyers are permitted to transfer the purchase price directly from abroad without the obligation to open a bank account in Türkiye.

According to Eurostat, Türkiye experienced the highest increase in housing prices in Europe, with a 32% rise in 2021. Rental prices also surged by 9.4% between 2020 and 2021, and gross rental yields range from moderate to high. Major city centers offer yields of 7.6%, while coastal areas can yield impressive returns, ranging from 13% to 16%.

Serbia

Serbia, located in the west-central Balkans, boasts a rich historical background as part of Yugoslavia throughout much of the 20th century. Its capital, Belgrade, positioned at the confluence of the Danube and Sava rivers, exudes a cosmopolitan ambiance and features historic landmarks such as the Kalemegdan fortress. Meanwhile, Novi Sad, Serbia’s second city, holds significance for its cultural and educational prominence, reminiscent of university towns in neighboring Hungary.

The housing market in Serbia is further fortified by a residency by investment program, primarily based on real estate investment. This program positions Serbia as an appealing destination for investors seeking to diversify their investment portfolios and enhance their global mobility through astute real estate investments. Geopolitical positioning of Serbia is excellent and the country itself has variety of property options as well as variety of locations.

Investment Amounts

One of the most attractive features of the Serbian real estate investment route is its affordability, as there is no minimum investment requirement. Investors can explore a variety of appealing properties starting from as low as US$ 20,000. These properties span across a wide array of options including commercial and residential properties, providing investors with the flexibility to select assets that align with their investment objectives and budgetary considerations.

Investment amount: No minimal investment amount
Desirable properties: US$ 20,000

FAQ

Serbia offers a diverse range of properties including commercial and residential options. Investors have the flexibility to select properties based on their specific needs and preferences.

Yes, the minimum holding period for investments in Serbia is three years.

In addition to the purchase price and the accompanying bank transfer fees, additional expenses are the absolute rights transfer tax: 2.5% of the stipulated purchase price, processing fees and fee for notarization-solemnization of the Real Estate Sale and Purchase Agreement before the Notary Public.

Greece

Greece’s allure lies in its rich historical significance, breathtaking landscapes, and vibrant cultural tapestry. From the ancient ruins of Athens to the sun-kissed beaches of the Greek islands, the country offers a mesmerizing blend of history, natural beauty, and Mediterranean charm. Its economy has rebounded in recent years, showcasing steady growth, reduced unemployment rates, and improved fiscal health. This economic stability, coupled with its thriving tourism sector, makes Greece an enticing destination for investors seeking both financial opportunity and lifestyle enhancement.

Real Estate Investment

The residency route in Greece is available to third-country nationals who own real estate valued at either €250,000 or €500,000, depending on the location of the property. Eligible individuals and their families can obtain a renewable residence permit, allowing them to reside in Greece and enjoy the benefits of European Union residency.

The Residency by Investment program in Greece offers multiple investment options for individuals seeking Greek residency:

A. Contribution of at least €400,000 to a company headquartered or established in Greece.
B. Contribution of at least €400,000 to a Real Estate Investment Company (REIC) aimed at investing exclusively in Greece, to acquire shares for increasing its share capital.
C. Contribution of €400,000 or more to a Venture Capital Company (VCC) for the acquisition of shares or a capital contribution to a Venture Capital Fund (VCF).
D. Purchase of Greek treasury bonds with a minimum value of €400,000, with a remaining duration of at least three years, through a credit institution established in Greece.
E. Term deposit of at least €400,000 in a local credit institution for a minimum period of one year with an instruction for automatic renewal.
F. Purchase of shares, corporate bonds, or Greek treasury bonds listed or traded on regulated markets or multilateral trading venues in Greece, with a value of at least €800,000.
G. Purchase of shares worth at least €400,000 in a mutual fund established in Greece or another country, solely dedicated to investing in shares, corporate bonds, or Greek treasury bonds.
H. Purchase of shares worth at least €400,000 in an Alternative Investment Fund (AIF) established in Greece or another EU member state, solely focused on investing in real estate in Greece.

FAQ

Yes, holders of the Permanent Residence Permit for Property Owners can renew their permits every five years, provided that the property remains owned by the applicant and contractual agreements remain valid.

Yes, the program allows for the inclusion of dependent family members, including a spouse, children, and sometimes parents or siblings under 18, under a single application.

The processing time can vary, but it generally takes several months, with factors such as due diligence checks and application volume influencing the timeline.

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